New York Paycheck Calculator

New York takes state income tax on top of the federal tax — and if you work in New York City, the city takes its own tax too. This calculator covers the state part only, worked out with a simplified flat rate of 5.5%, and says so next to the number. Put in your pay below and this New York paycheck calculator shows your take-home pay in New York.

Example filled in: $60,000 a year, single, in New York. Change any number below to run your own pay.

State: New York. New York state tax is worked out here with a simplified flat rate of 5.5% (estimate). New York City local tax is NOT included. Check another state →

Your pay

Pay type Choose whether you are paid a yearly salary or an hourly wage. Annual salary ($) Annual salary, in dollars ($) — your pay before tax. Hourly wage ($) Hourly wage, in dollars ($) per hour — only used if you picked hourly wage above. Hours per week Hours you work each week — usually 40.

Tax details

Filing status How you file your federal tax — it sets your standard deduction. Pay frequency How often you get paid — it sets how many paychecks a year you get.

Deductions

401(k) % Percent (%) of each paycheck that goes to your 401(k). Health premium per pay period ($) Health premium, in dollars ($) per pay period — taken out before tax.

How to use this calculator

Enter your gross pay.
Choose filing status and pay frequency — your state is already set to New York.
Add pre-tax deductions (401(k) and health).
The New York paycheck calculator subtracts federal withholding, FICA, and state tax, then shows take-home pay per period and per year.

Formula

Taxable income = gross pay − 401(k) − health premiums − standard deduction ($16,100 single / $32,200 married filing jointly in 2026). Federal tax is calculated from simplified 2026 brackets. FICA = 6.2% Social Security on wages up to $184,500 + 1.45% Medicare (+0.9% over $200,000). Health premiums are exempt from FICA; 401(k) contributions are not.

Worked example — $60,000 in New York

$60,000 salary, single, biweekly, 5% 401(k), $120 health per period, New York (simplified flat rate of 5.5%): gross $2,307.69 − federal $164.83 − FICA $167.36 − 401(k) $115.38 − health $120.00 − state tax $79.92 = $1,660.20 take-home per pay period ($43,165.20 per year). Verified in the calculator on this page.

Want the same check somewhere else? The same $60,000 in Texas comes to $1,740.12 a paycheck. Try the Texas Paycheck Calculator, or pick any state on the By State page.

Frequently asked questions

Does this include New York City tax?

No. New York City adds its own local tax on top of the state tax, and this calculator does not cover it. If you live or work in the city, your real take-home will be lower than the number shown here.

Why is New York take-home lower than Texas?

New York takes state income tax, and Texas does not. On the same $60,000, single, paid every two weeks, New York takes $79.92 a period in state tax, so take-home is $1,660.20 against $1,740.12 in Texas.

Is New York tax really a flat 5.5%?

No. Real New York tax uses brackets, with the rate rising as pay rises. This calculator uses one simplified flat rate of 5.5% as an estimate, so your real paycheck can be a little different — check it against your pay stub.

Where can I find a New York paycheck calculator after tax?

Right here — put in your pay above and this calculator shows your take-home pay after federal tax, Social Security, Medicare, 401(k) and health cover, with New York state tax worked out at a simplified flat rate of 5.5%. New York City local tax is not included.

Sources and 2026 figures. IRS Publication 15-T; IRS Rev. Proc. 2025-32. Standard deduction 2026: $16,100 single / $32,200 married filing jointly. Social Security wage base 2026: $184,500. Social Security 6.2%, Medicare 1.45% (+0.9% over $200,000). Results are estimates, not tax advice.

Estimate, not tax advice. This calculator uses simplified 2026 tables for illustration. Verify your withholding with IRS Publication 15-T and a tax professional.